Various advances are provided by Public and Private Sector Banks which are primarily classified into – Priority Sector Advances Non-Priority…
All scheduled commercial banks must follow priority sector advances guidelines, including Advances to Services and Advances to Personal Loan guidelines. Advances…
All scheduled commercial banks have to follow priority sector advance’s sub-category advances to Industries Sector guidelines, including priority sector advances…
The loan or advances are assets for banks as they are the primary source to generate income. They are of…
All scheduled commercial banks must follow priority sector advance’s sub-category advances to Agriculture and Allied Activities guidelines along with priority…
The capital Adequacy Ratio is a bank’s capital to its risk ratio. This ratio is also known as the capital…
A credit risk model is an instrument that helps to determine the present value of loans or advances and assumptions…
Credit Risk Management is used to minimize a bank’s risk, like adjusting credit facility pricing (rate of return) to maintain…
Credit risk is a probability of loss due to a borrower’s failure to make payments on any debt type. Credit…
There is no guarantee that one can make hundred percent recoveries in Non-Performing Assets, but Banks have to do a…