The Cash Conversion Cycle (CCC) is a statistic that assesses a company’s cash flow management efficiency. The cash conversion cycle…
Dr. Utkarsh Amaravat
Dr. Utkarsh Amaravat
Dr. Utkarsh Amaravat is a banker with vast experience in retail credit. He holds a B.E. Mechanical and MBA Marketing degree from Gujarat Technological University and a Ph.D. in management (Credit Risk Management) from Sardar Patel University. He has mainly experience in sales and processing of credit proposals. Sales/Marketing, Relationship Management, Credit, and Risk Management, including research work are vital domains for him.
Cash flow is a crucial financial metric that depicts the inflows and outflows of cash within a business over a…
Profit margin is a financial ratio used to assess a firm’s profitability by determining the percentage of revenue remaining after…
Interest expense is a financial term that refers to the cost of borrowing money from a lender. It is a…
Operating expenses (OPEX) are a company’s costs as part of its day-to-day business operations. These expenses are incurred regardless of…
Revenue is one of the most critical financial metrics used to evaluate the performance of a business. Revenue is defined…
Equity is the worth of an asset after all debts and liabilities are subtracted. In a business context, equity refers…
Analyzing cash credit or overdraft limit for a business involves understanding the creditworthiness and financial health of the business. Here…
The debt-to-equity (D/E) ratio is a financial ratio that compares a company’s total debt to its total equity. It is…
All scheduled commercial banks have to follow priority sector advance’s sub-category advances to Industries Sector guidelines, including priority sector advances…