A car loan is specifically designed for individuals who want to purchase a car but need more money to pay…
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Loan deferment is a temporary pause in payments on a loan that the lender grants. During a deferment period, the…
Loan forbearance is a temporary agreement between a borrower and lender to pause or reduce payments on a loan. It…
Retail loans, MSME loans, and agricultural loans are all types of loans designed to meet the specific needs of different…
A loan moratorium period is a temporary suspension of loan payments granted by a lender to a borrower. During a…
Penal interest is a type of additional interest lenders charge on outstanding loan balances when borrowers fail to make timely…
Credit Report Agencies (CRAs), or Credit Bureaus, are agencies that collect, compile and maintain credit information on individuals and companies.…
An ITR (Income Tax Return) is a document taxpayers use to report their earned income and related taxes to the…
A loan against property (LAP) is a secured loan where a borrower mortgage their property as collateral to the lender…
A gold loan is a secured loan provided by banks and non-banking financial institutions (NBFCs) against the borrower’s gold jewelry…